Friday, December 19, 2014

A great quote by George Patton

If you tell people where to go, but not how to get there, you'll be amazed at the results.http://swiftbonds.com/great-quote-george-patto...
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Friday, November 7, 2014

SBA Updates System for Electronic Claim Filings

The SBA has recently announced a new claim filing system for surety bond companies that utilize the SBA for a guarantor for small business bonds.http://swiftbonds.com/sba-updates-system-electronic-claim-filing...
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Friday, September 19, 2014

Standardized Bond Form Claims

A guaranty's responsibility under a payment or performance bond will develop only if the claim has met all the requirements precedent for that claim.http://swiftbonds.com/standardized-bond-form-claim...
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Wednesday, September 3, 2014

Standardized Bond Form Claims

Settlements on Standardized Bond Agreement Forms A guaranty s responsibility under a payment or performance bond will develop only if the settlement has satisfied all the needed disorders precedent or step-by-step actions. The bond file itself includes these step-by-step needs, which usually means the typical types from the Engineers Joint Agreement Documents Committee (EJCDC) or the American Institute of Architects (AIA)....
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Standardized Bond Form Claims

Settlements on Standardized Bond Agreement FormsA guaranty’s responsibility under a payment or performance bond will develop only if the settlement has satisfied all the needed disorders precedent or step-by-step actions. The bond file itself includes these step-by-step needs, which usually means the typical types from the Engineers Joint Agreement Documents Committee (EJCDC) or the American Institute of Architects (AIA).Payment...
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Monday, August 25, 2014

Surety Bond premiums expand in the first half of the year in Mexico

The First Half of the Year One of the great places to find information is from Mexico.  Yes, it s a whole different country, but their reporting agency can show some pretty accurate information.  Of course, Mexico typically runs a few months behind the United States, but it s generally a good indicator of what is going on. Mexico also has a system that is quite different from the United States.  Instead of a whole...
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Surety Bond premiums expand in the first half of the year in Mexico - Surety, Contract, Payment, and Performance Bonds

Mexico has reported a large increase year-over-year on surety bond premiums. We can get good information from Mexico, as it has a different structure...http://swiftbonds.com/surety-bond-premiums-expand-first-half-year-mexic...
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Surety Bond premiums expand in the first half of the year in Mexico

The First Half of the YearOne of the great places to find information is from Mexico.  Yes, it’s a whole different country, but their reporting agency can show some pretty accurate information.  Of course, Mexico typically runs a few months behind the United States, but it’s generally a good indicator of what is going on.Mexico also has a system that is quite different from the United States.  Instead of a whole...
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Wednesday, August 20, 2014

Some things to think about before renewing your bond

Surety Agency Unique Selling Proposition When thinking about an insurance coverage company to manage your surety bond, it is vital to identify exactly what their unique position is in the market. A lot of companies appear to offer similar products, yet many times it is terrific customer support, direct partnerships with insurance coverage suppliers, as well as fast turn-around time that makes all the difference. Premiums Every...
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Some things to think about before renewing your bond

Surety Agency Unique Selling PropositionWhen thinking about an insurance coverage company to manage your surety bond, it is vital to identify exactly what their unique position is in the market. A lot of companies appear to offer similar products, yet many times it is terrific customer support, direct partnerships with insurance coverage suppliers, as well as fast turn-around time that makes all the difference.PremiumsEvery insurance...
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Wednesday, August 13, 2014

What does a Surety Bond Cost? - Surety Bonds, Bid Bonds, Performance Bonds

What does a Surety bond cost? The cost of a bond depends on the type of bond as well as other factors such as...http://swiftbonds.com/what-does-a-surety-bond-cos...
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Tuesday, July 8, 2014

Relationship Questions - Are you Boring your Clients?

How Good are Your Questions?A great salesman uses questions to engage clients and bring out the best from them.A poor salesman uses questions to bore their prospects.Which one are you?Nearly every salesman has a variety of questions that they ask their clients and prospects during a sales meeting.  These include:How can we help you?What vendor do you currently use?What do you know about our product?How long have you used...
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Thursday, July 3, 2014

What is expected of you? Building relationships through questions

So, what do I expect from you?It is not easy building relationships.  It takes energy and time.  The tools that we are providing in these sales technique posts are just that, tools.  You add these tools to your toolbox along with the basic techniques that you’ve gathered over time.  As you add these new techniques in asking questions, through different question types, you will be adding these new tools that...
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Monday, June 30, 2014

Why should you try and bond through Questions?

Why these three Questions?The best reason is that by using these questions is that you make the clients more involved, effective and powerful in the sales process.  Specifically, this will:Motivate the client to do the talkingClients – don’t think of them as prospects, but instead as Clients – need to do the talking.  You need to make sure that you fight your normal instincts to talk about the product, to tell everything...
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Wednesday, June 25, 2014

Relationship Selling - It's all about Who you Connect With

RelationshipsReally, it’s all about the relationships that you are able to acquire and nurture.  It is these relationships that create opportunities to sell products and services.For many people, this idea is really simple.  But for some reason it gets messed up in the process of moving from a conceptual exercise to a practical...
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Sunday, June 22, 2014

The importance of not giving up

The PrincipleAs business people, we often try to cajole, intimidate and otherwise implore our employees, co-workers and anybody else that we have a relationship with to not give up.  That is, we really want everyone to try their hardest, until the last possible moment.  That way, they can squeeze every ounce of productivity and self-fulfillment out of each day.  This leads to increased profitability (which is nice),...
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Tuesday, June 17, 2014

Free Your Time – Two easy ways to Save Your Life(style)

I truly believe that most work area employees who spend 60 hours a week at work – each and every week – could easily reduce this to 40-45 hours by sending 2 emails a week to their boss.Here’s the lifestyle blueprint:E-mail # 1: Exactly what you intend on getting done this week. Email # 2: Exactly what you really got done this week. That’s it. These 2 emails will prevent you from sitting in your chair 60 hrs a week,...
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Tuesday, June 10, 2014

Getting a clinical cannabis bond in Colorado

Colorado made news this year by legislating the use of cannabis for entertainment purposes as well as for medical usage.What is taking place now that both recreational and medical marijuana use is legal? For one point, recreational marijuana usage will be much a lot more heavily exhausted regulated compared to clinical cannabis.  One...
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Monday, June 9, 2014

Update on Florida's Medical Marijuana law

Medical Marijuana lawPrivate entrepreneurs are moving much quicker compared to state government in getting ready for the probability that citizens will authorize using marijuana for restricted medical functions in November. There are genuine problems concerning how medical cannabis would certainly be regulated that are currently not addressed...
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Friday, May 23, 2014

Get a Bond Now

Get a Bond N...
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Friday, May 9, 2014

How Fidelity Bonds are Underwritten

Part IIYesterday, we drafted part I of our post on how a surety bond is underwritten.As you could easily tell, a lot of emphasis is placed on the character of the applicant.  The goal is, of course, how to ably predict how an employee will act in the future, based only on the employee’s past and their position within the company.Underwriters, therefore, try and ask themselves questions like:What will be the opportunities...
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Thursday, May 8, 2014

How Fidelity Bonds are Underwritten

How Fidelity Bonds are UnderwrittenPart IYesterday, we posted a short article on the difference between a surety bond and a fidelity bond.  One question that is consistently asked is this: how is a bond underwritten?  Today, we’ll focus on how a fidelity bond is underwritten.As you may recall, a fidelity bond provides protection...
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Wednesday, May 7, 2014

Two Types of Bonds - Fidelity and Surety Bonds

Two Types of Bonds – Fidelity and Surety BondsI got a great question today from a very good client: what is the difference between a fidelity bond and a surety bond?  So, here’s my best shot at explaining the difference.  Hopefully, you can determine which boat you are in at the end of this. BoatFidelity and surety bonds make...
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Tuesday, April 22, 2014

Contractor bond and insurance bonding: Everything You Need to Know

As contractor can bring some uncertainties with him, hiring him for construction job can be a much difficult decision. Questions about the contractor's work experience, ability and financial stability to pay his seller and staff as well as support the work are worth considering. What if he is not able to finish the contract or demands more than required? These are valid concerns that must not be ignored if you are considering...
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Wednesday, March 26, 2014

Don’t Make These Mistakes in a Recovering Economy.

An Improving Economy.  We are finally starting to see signs of improvement in the economy and more project opportunities are slowly appearing. An improving construction economy is good for everyone but there are risks for contractors coming out of this cycle as history has a way of repeating itself. This seems to be especially true in the construction industry. Ranked only behind the restaurant industry in terms of failure,...
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Friday, March 21, 2014

Spot Risk and Stay Alive

Our friends at Fall Protection Blog have posted a nice article on how to spot risk and stay alive.  John Braun does a good job on outlining some of the major steps in risk detection.How to Spot Risk and Stay AliveA safety professional may read the title of this article and feel it’s child’s play. How could somebody notknow how...
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Is the Right to Repair Act in California dead?

Our friend Garret is back at it with another good post on the Right to Repair act and the case law surrounding actual versus economic damages.And So it Begins . . .by Garret Murai hourglassThis past year I wrote about a case that caused an uproar in the homebuilding industry - Liberty Mutual Insurance Company v....
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Tuesday, March 11, 2014

Bills, Bonds and other Business

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